Choosing Which Fuel Card Is Best For You And Your Business

When faced with the task of determining the best fuel card for your business, it may initially appear straightforward. After all, fuel cards seemingly offer similar functionalities.


However, there are a number of factors to think about while selecting the ideal fuel card that perfectly aligns with your business needs, guaranteeing optimal value. 


In this helpful resource from Fuelmate, we highlight the seven most crucial considerations that demand your attention when making this critical decision.


Different factors to consider when deciding which fuel card is best for you


Let’s examine the different factors to consider when deciding which fuel card option best suits your needs:


1. The location of your business


Where your business is based is one of the most important factors in deciding which fuel card is the best one for you. This is because the mix of branded fuel stations is different across every town and city in the UK. Achieving the optimum coverage for your fleet, therefore, means analysing which brands are most common in your area. This might be BP, Shell, Texaco, or even a supermarket brand.


For example, Leicester has a high density of BP and Texaco sites within a one mile radius of the city centre. If your business is based there, it would make little sense to equip your fleet with a card only accepted at Shell stations.


Knowing the makeup of service stations around your business location is key in identifying the best fuel card. It ensures your drivers can fill up as close to your depot as possible on their way out or on their return.


2. How your drivers behave


Extensive analysis of our customer data has demonstrated one thing above all others; drivers are creatures of habit. They return to the same filling stations time and again.


Understanding your drivers’ behaviour is a key factor in the decision-making process. By delving into the patterns of their fueling habits, we gain valuable insights into their preferences and the locations they frequent.


3. Understanding where your fleet is doing its miles


The location of your business serves as a crucial factor when considering which fuel card to select. However, let us not overlook the importance of where your vehicles are deployed and operate. Do they predominantly stay within a local area, or do they have a broader regional footprint? Perhaps your fleet covers the entirety of the UK?


Understanding the scope of your business operations has a profound impact on identifying the optimal fuel card solution that perfectly aligns with your needs. Hence, it becomes imperative to thoroughly analyse your driver journeys and the availability of various branded service stations in those specific localities.


4. Motorway fuel card coverage or inner city?


Related to point 3, the amount of time your drivers spend on the motorway network will influence which card is best for you. The UK’s motorway network is dominated by BP and Shell, so if your drivers use motorways a lot, it makes sense to have cards that are accepted at one or both of these.


If your fleet commutes between towns and cities via the motorway network, but drivers spend a lot of time actually carrying out their duties in built-up areas, then a mixture of cards could be the best way to go. This will mean they can fill up at a motorway service station with one card, but then use something like a supermarket card in town to benefit from the cheaper price.


5. How price sensitive you are

A card that enables you to shave a penny or two from the pump price will be the best one. Sometimes, however, this can lead to a compromise over coverage, so balancing out these two factors is important.


There are some cards on the market that do give extensive coverage at a low price, though. The UK Fuels card incorporates Tesco and Morrisons, so provides great coverage at the pump price plus a small admin fee.


One to avoid, though, is premium cards providing full UK coverage. Not only do these come with an array of hidden extra costs, few if any businesses really need this degree of coverage.


6. The types of vehicles your business operates


The type of vehicles you operate will have a bearing on which fuel card is best for you. The most obvious is HGVs. If you run HGVs then you can really only consider BP or Shell cards because they are bulk filling stations with high canopies – the only service stations able to accommodate HGVs.


If you have a mixed fleet consisting of cars and vans, there are specific cards available to accommodate this. These tend to have a fixed weekly price which is set on the Friday of the previous week and is in place for the whole of the next week. So, no matter the listed price at the forecourt, you will always pay the fixed weekly price previously agreed.


7. Fuel cards for businesses with no credit or bad credit history

If you are an entirely new business with no credit history but you need a fuel card, don’t worry, we can still help. Our top-up fuel card enables you to load it with credit for your drivers and for them to use it in the same way they would any other fuel card.


This is a great way for new businesses to access all the benefits of a fuel card while at the same time, helping them build a positive credit history.


Which fuel card is the best for you?


We understand that choosing the right fuel card for your business might seem overwhelming at first, but don’t worry. Fuelmate is your dedicated partner, ready to simplify the entire process for you.

With our advanced analytic tools and expertise, we have the capability to paint a detailed picture of your fleet and the specific regions in which you operate. Armed with this invaluable information, we can confidently identify the perfect fuel card solution that precisely caters to your unique needs.

At Fuelmate, we take pride in our ability to simplify the decision-making process for you. Our team of experts is committed to guiding you through every step of the way. So, there’s no need to navigate this complex terrain alone. Together, we’ll find the ideal fuel card that maximises your benefits and optimises your fuel expenses.


Work with Fuelmate today


Get started today by reaching out to us. Let Fuelmate assist your business with the perfect fuel card solution tailored just for you. Experience the ease and efficiency of managing your fuel expenses with confidence and precision. Contact us now and start saving today.


Other Related Guides

Earn BPme Rewards

As a fleet manager, when looking at fuel solutions, fuel cards are a great option for many reasons. They can often offer discounted rates, make tracking your fleet’s fuel usage easy and convenient, and, what’s more, many fuel cards also provide the opportunity for drivers to earn rewards.

Considering rewards for your drivers when choosing a fuel card is a fantastic way to show your fleet that you are keeping them in mind. Previously, we’ve discussed Esso’s partnership with Nectar, but this isn’t the only option if you want to give your drivers the chance to earn points while they’re on the road. If you use the BP Plus fuel card, the BPme rewards app is an excellent way of making your fleet’s lives easier whilst also offering driver rewards.

What is the BPme app?


The BPme app was the first mobile fuel payment app in the UK to allow fleets to connect a fuel card. As such, the BPme app saves your drivers crucial time, making their lives on the road easier. After your drivers have connected their BP Plus fuel card to the BPme app, they can use it to:


• Make cashless purchases. You can even add your fuel card to your Apple Wallet or Google Pass.

• Buy fuel even if they have forgotten their fuel card.

• Record every fuel transaction, ready for the fleet manager or administrator.

• Accurately log their mileage while still in their vehicle.

What are BPme rewards?


The BPme app also allows your drivers to collect reward points with every purchase. Your drivers can then redeem these points for a wide selection of gifts or discounts and use the app to access a wide range of personalised offers.
They can earn:


• One point for every litre of regular fuel they buy from participating sites.
• Two points for every litre of BP’s Ultimate branded premium fuel they buy.
• One point for every pound they spend in BP shops.

The points balance is easy to track on the app. Drivers can use their collected points for rewards:


• when purchasing fuel

• when buying items in BP service stations (such as snacks during a day on the road)

• in exchange for gifts in the BPme scheme’s gift catalogue

• in exchange for gift cards for various retailers including M&S, Amazon, Love2Shop, or Virgin Wines.


For just signing up, drivers will get 500 points, which is worth £2.50!


If on the scheme and using a BP Plus card, drivers won’t be able to earn points at third-party service stations or non-participating stores connected to BP service stations, such as supermarkets. It is worth noting that the BPme rewards scheme is only available for the BP Plus fuel card and not the BP Bunker card.


If you would like to know more about the BPme reward scheme, or you already have a BP Plus fuel card and would like advice on how to get started, get in touch with our team today!

NEW: More advanced reports at no extra charge

As you may have seen in our recent blogs, we are about to enhance our standard reporting package for those customers who opt for their fuel transactions in Excel, the new data set will include a wide range of additional information to help reduce your administration and make it easier to keep on track of your fuel expenses.


Our new reporting suite will go live from the 1st of June and is free of charge. Your dedicated account manager will be on hand should you need any support. In addition to capturing your fleet’s CO2 usage, our new report will include the following insights:


1. “Itemised transactions”

As normal, customers will receive their scheduled invoices. This includes an itemised list of transactions for those who want detailed information on their fleet’s spending.

2. Summaries

We also include various summaries of your fleet’s transactions, helping you see concise and helpful information that allows for quicker, more streamlined, administration when looking at your fleet’s outgoings.

These summaries include:


A. “Summary of usage by fuel location”

B. “Summary of usage by card usage”

C. “Summary of usage by product”

D. “Summary of usage by cost centre”

3. “Highest spend by card” and “At which branded site”

Users can also see which specific card has the highest outgoings and at which branded sites drivers are refuelling.


This allows you to monitor if any staff members may need training on refuelling more efficiently. For example, they may be refuelling in lesser amounts frequently or they could be topping up at non-core locations, both of which can lead to being charged a higher rate.


4. NEW: Itemised CO2 usage

The newest feature of our reports is a list of itemised CO2 usage. This information will be invaluable for your company’s carbon reporting and ongoing carbon reduction plan. You will be able to see, with complete transparency, the current CO2 usage of your fleet which you can choose to offset with a variety of external carbon neutral programmes.


5. NEW: CO2 usage by product

We will also be including a CO2 usage by product summary tab, which will allow you to analyse which fuel products create the biggest CO2 impact. This will allow your fleet to make more informed decisions about which products to choose as we all slowly work towards changing our infrastructure to support carbon-neutral fleets.

If you have any questions or would like to speak to one of our advisors about signing up and making the most of this new report system, get in touch today!

Where Can I Use My Texaco Fuel Card?

For those who consider coverage one of their primary concerns, our Texaco fuel card is one of our top recommendations.


With the current rising prices in fuel, those who have never used fuel cards are beginning to consider them as an option for saving time and saving money. However, fleet managers often worry that opting for a fuel card will limit the fuel stations available to their drivers. This makes coverage a key factor to consider when selecting a fuel card.


So, where can you use a Texaco fuel card?

With our Texaco Fastfuel solution, not only do you get access to Texaco sites, but you also get access to the entire UK Fuels network. This gives your fleet coverage at over 3,000 sites nationwide. The Texaco fuel cards offers particularly strong coverage throughout London, South Yorkshire, Wales, and Northern Ireland.


If you want to check which included fuel stations are available in a certain area, you use our garage locator and select Texaco to see if this card would be a good fit for you. If you’re still unsure, you can give us a call for tailored advice.


Benefits of the Texaco Fuel Card

For those interested in using business fuel cards, our Texaco Fastfuel card is a superb choice that offers top benefits, such as:


● Coverage at over 3,000 sites across the UK, including Texaco and the UK Fuels network.


● A fixed weekly rate when topping up at Texaco or UK fuels sites. This fixed weekly rate is often at a discount when compared to the national average and allows you to plan your fleet’s weekly fuel spend accurately despite rising fuel costs.


● Both diesel and unleaded are available at this fixed weekly rate.


● The Texaco Fastfuel card can also be used to top up at select supermarket sites if required. At Tesco forecourts, this will charge the pump price and an additional £0.02 per litre for purchases, at Morrisons this would charge £0.0125 per litre above your fixed weekly rate. If you find that your fleet uses Supermarket forecourts regularly and you do not want to accrue extra charges, our supermarket fuel card would be a good option for you.


● If your drivers use this card to top up at Tesco, they can collect Clubcard points with each purchase.


● For extra security, the Texaco fuel card is restricted to the purchase of fuel-related items only, such as diesel, unleaded, lubricants, or AdBlue.


● With Texaco fuel cards from Fuelmate, you will get your own dedicated account manager, meaning that’ll you’ll receive a business partner who will learn your company and its needs inside out and make sure you get the best service.


● Our online portal offers you access to your dashboard, giving you live and detailed reports on your fleet’s fuel usage, with invoices available for download 24/7.


HMRC compliant invoices with advanced reporting, currently including summaries of spending by fuel location, card usage, products, and cost centres. We also have an update to our reporting on the way, which will offer more advanced CO2 usage tracking, helping you track your business’s carbon output.


If you are looking for a fuel card that offers extensive access to a large UK network of refuelling locations, the Texaco Fastfuel card may be the perfect option for you. Why not get in touch for free advice on if this card would be the right fit for you? If you would like more advice on fuel cards and fleet management solutions, make sure to keep up to date with our blog or read our complete guide to fuel cards.

Long journeys: 5 tips for driving for work

In recent years, businesses have been cutting down on the number of long journeys that their fleet and staff have been taking. This has been caused by COVID restrictions, environmental concerns, and rising fuel prices. However, since COVID restrictions have eased and fuel prices continue to fluctuate, businesses will soon find themselves having to reconsider these long drives if they haven’t begun too already.


After a break from long journeys, your staff will need refreshing on the best practice for staying safe and alert on the road. Here are our top tips for long journeys:


Prepare your vehicle

No matter the size, a long drive can be the ultimate test for a vehicle. Make sure that, before starting the journey, the vehicle has been fully checked and is in proper working condition. The fluid levels such as oil, coolant, and washer fluid will all need to be topped up and the brakes and lights will need to be in working order. The vehicle’s tyres should also be viable and match the legal requirements for tread and inflation, the standard of which is 1.6mm tread size.


It is also crucial that your vehicle’s service and MOT are up to date. With telematics, you can keep track of important maintenance dates across your fleet and be alerted when your vehicle’s documentation is running out.

Take supplies

When starting a long trip, it is important to have supplies ready and carefully considering fleet safety is vital. These include general necessities such as healthy snacks and water, as well as a stock of items that may become crucial in an emergency.


The recommended daily intake of water is 6–8 glasses a day which, if 250ml equals a glass, converts to 1.5–2 litres. Bear in mind that this is a suggested figure and can vary based on multiple factors such as age, health, or even the weather. If the driver is going to be exposed to the sun on a motorway for an extended period, they may need to bring more water to prevent dehydration or sunstroke. It is also a clever idea to bring extra water in case the vehicle runs out of screen wash.


In the case of sunny weather, encourage sunscreen use among your fleet to prevent skin damage and illnesses that can be caused by UV exposure.


As well as hot weather, it is important to be prepared for wintry conditions and potential breakdowns. Remember to check out our guide for staying safe while driving in winter. A breakdown-ready kit could include:


• Waterproof clothes and warm jumpers or jackets in case the vehicle becomes stranded in cold and wet conditions with a dead battery.
• De-icer and a windshield scraper.
• Long-life food or snacks.
• Phone chargers and potentially a power bank, especially if you are using your phone for directions.
• A map: in case all else fails.
• An empty fuel can.
• A spare tyre and jack.
• Jump leads.
• Visibility wear and a torch.


In case of an emergency, it’s always a good idea to have a well-stocked first-aid kit in your vehicle.


Smaller but handy items to take are pens, wipes, and a suitable pair of sunglasses. It’s also smart to have some change ready for any tolls or parking fees your drivers may come across on their journey.

Plan your route

It is good practice to plan your fleet’s routes in advance. It can save you and your drivers time, money, and convenience. When it comes to longer journeys, the importance of good planning is amplified. Drivers should schedule regular breaks so that they can remain aware and alert whilst driving. The recommended number of breaks is 15 minutes every 2–3 hours.


As well as plotting the best route for the journey, look up the expected weather conditions and check if there are any roadworks planned. National Highways is a useful resource for this.

Take all necessary documents

Be sure that, when you are travelling, you always have all the required documentation with you. This includes your driver’s license, your company insurance information, and, if you are driving abroad such as in the EU, any additional documentation you will need for that area.

Take the best fuel card

Fleets will often have different fuel cards that they can use at different refuelling stations to get the best value fuel. The best cards for long journeys offer a fixed weekly rate. If your fleet contains large vehicles, you will also need a card that provides access to bunker sites.


To find out the best fuel card for your fleet, you can use our compare fuel cards tool or, if you would like tailored advice, get in touch and we will hand-select the perfect fuel card solution for you.

Fuel card services: Our online portal

For anyone operating a fleet, making sure that you are getting the most from your fuel card provider can be challenging. Various review platforms highlight a prolific problem within the fuel card services sector: some issuers of fuel cards lose sight of their customer’s requirements and their often low introductory rates disappear, replaced by a more realistic pricing structure.


If you order your cards and then have no further contact from your provider, you could be losing account benefits. These additional benefits can improve your account’s cost efficiency and convenience at no extra charge.


From a fuel card company perspective, we aim to give our customers the best service possible. One of the most interesting factors of working with fleet managers is that every account is different. Each fleet has its own practical requirements, contact preferences, and methods. These all factor into how they would like their fuel card provider to manage their relationship.


Here at Fuelmate, we offer phone support from your dedicated account manager. Alongside this, we also supply you with an online solution for managing your cards and outgoings: our online portal.


Our online portal is instant, easy, and effective. It gives you constant access to your fuel card data, as well as control over your account 24 hours a day, 7 days a week.


Here’s how our online portal can help you:


What is the Fuelmate online portal?

Instant support from those providing your fuel card services is important. That’s why, when you sign up for a Fuelmate account, we give you access to our online portal. With this tool, you can review and control your fleet’s fuel usage at the click of a button. Some of the key features of our online portal are:

Your account information is instantly accessible through your dashboard.

Your dashboard

When you log in to your online portal, the first thing you will see is your dashboard. Here, you will have a series of handy charts displaying up-to-date information about your account. This includes fuel usage, card activity, usage summaries, and a credit summary.


This information being instantly available gives you a clear overview and understanding of how your fleet uses fuel cards. It can also help you spot any areas that can be focused on to get more from your account, such as inactive cards.


Cards, transactions, & invoices

In your Cards, Transactions, and Invoices tabs, you have access to more detailed analytics about your account as well as several beneficial fuel card services.


In the Cards tab, you can order or cancel your cards instantly and request a pin reminder. The Transactions tab lets you view each transaction across the fuel cards on your account and, in the Invoices tab, you can view and download your invoices whenever and wherever you need them. These features mean you are always in control of your account and your cards. This access can help you make informed decisions and avoid the extra spend that may occur without this information.

fuelmate journey planner

Our journey planner is a vital resource for fleets.

Journey planner

When we launched our state-of-the-art journey planner back in 2019, it was the first of its kind in the market. It is an innovative piece of software that combines the fuel cards on your account with the desired start and end locations of a journey to provide you with an optimised route. This route will include topping up points with the cheapest fuel rates along with the shortest possible distance.


This tool removes the need for guesswork for those with a multi-tiered pricing structure. It provides up-to-date information on how you can get the most out of your fuel and your fuel card solution. Utilising this tool can save your fleet money by helping you refuel for less and by reducing mileage and needless fuel expenditure.


What’s next?

Our online portal is a helpful and easy-to-use tool that will give you more control over your fuel card services and account. If you would like to set up an account; if you are an existing customer that would like any help using the online portal; or if you are simply curious and would like to learn more, get in touch with us! Our dedicated and friendly staff are always happy to help.

Supermarket fuel cards: The top benefits

Last month, we happily announced the renewal of our partnership with fuelGenie, with whom we have been working since 2017. Throughout this partnership, we have been able to offer customers an exceptional fuel card solution: our supermarket fuel card.


Supermarket fuel cards are a great option. Especially for those looking to take advantage of the often-reduced prices supermarket forecourts can offer compared to the national average. Supermarket forecourts, such as Tesco, Morrisons, and Sainsbury’s are all renowned for offering cheaper fuel prices than those that can be found at motorway or rural fuel stations. They also offer excellent coverage, with our supermarket fuel card being accepted at over 1,300 fuel stations across the UK.


It is currently a highly volatile financial climate, especially for the fleet industry. The opportunity to get a reduced fuel rate may sound appealing. In addition, lower costs aren’t the only reason a supermarket fuel card may have begun to appeal to you. They have various benefits. Our favourite benefits of supermarket fuel cards are:


Lower pump prices than the national average

Supermarket pump prices are often cheaper when compared to pump prices from other providers.


Supermarkets pumps get such a high volume of users that they can spread their operating costs across more customers. This means that each user is subsiding less of the supermarket’s expenses from buying, managing, and selling the fuel. This results in lower pump prices for customers. Supermarkets can then use these lower prices to draw in those who may also buy their weekly food shop.


Topping up at a supermarket pump can save you money with every top-up, which can build up to a large saving with fleet use.

supermarket fuel cards

Reward schemes

Cheaper prices aren’t the only reason to use supermarket fuel cards. You can also use supermarket reward schemes when topping up to collect loyalty points, earn rewards, and get discounts in-store.


For your staff, this gives them the potential to earn points and get selected discounts on their weekly shop. Although some reward schemes, such as Nectar points, also allow you to use your points to get a discount on your fuel purchases, which can be utilised to benefit your fleet directly.


The most popular supermarket reward scheme is Tesco Clubcard. You can download the Tesco app and get a Clubcard, which is stored within your phone, for free instantly. Other providers, such as Morrisons or Sainsburys, provide alternatives.


Excellent urban coverage

Our supermarket fuel card is perfect for those operating fleets with small or medium vehicles that travel locally. It offers the use of over 1,300 supermarket fuel stations nationwide, which are found throughout urban areas. Tesco is one of the most available providers, with over 600 filling stations across the UK. Although you can also use your supermarket fuel cards with others, such as Morrisons or Sainsburys.


If you are wanting to check what fuel stations are available in a certain area, you can use our garage locator to browse your nearby options.


For businesses wanting to make the most of the advantages of supermarket forecourts, get in touch with us today. Our team can assess and support your application, making sure you get the best fuel card solution for your fleet’s needs.

Visit Fuelmate’s new headquarters: Developed with staff in mind

At Fuelmate, taking care of staff wellbeing is one of our key values. Our company is centred on the belief that a happy and strong team with a good work-life balance will always lead the way in service and results.


As a proud member of the J.R. Rix & Sons group of companies, we undertook a big move last year to take our work environment to the next level. We moved within Hull from our previous site on Spyvee Street to our exciting new location at Two Humber Quays on Wellington Street West.


This is an innovative space that allows our team to work creatively and collaboratively. It also means there’s a premium space for any visitors coming to the site. Why not book a meeting and see for yourself?


Based on the marina in the heart of Hull City Centre, our new location gives us a chance to, not only revel in the most picturesque area of the city but to put our team right at the heart of Hull’s social and cultural hub. We’re a stone’s throw away from the thriving area of Humber Street, where there’s no shortage of shops; bars, and restaurants; as well as art and crafts venues.


The history of the J.R. Rix & Sons group also makes this marina-side location a return of sorts, with the group originating as a shipbuilding business in 1873, under founder Robert Rix.


The J.R. Rix & Sons stakeholders made a significant investment in the site itself, and after the acquisition of the space last year, began working with Chameleon Business Interiors to develop a workplace focused on strengthening and maintaining staff wellbeing.


When we moved into the site at the end of 2021, there was an overlap with the work at home advice from the government due to an increase in infections of COVID-19. As such, the introduction to the new site was more phased than we initially planned, with many staff members working from home. However, when the restrictions lifted and everyone returned to the office, they made their way to our brand-new headquarters. It was then that we saw the results of what we’d been working to build for so long: a hub of connectivity that would bring the group together.

Communal area

When developing our workspace, our ethos was to keep the design community-based and flexible. We wanted to give the staff the ability to communicate and connect face-to-face that they’d previously missed out on. As such, our offices consist of large, light, open-plan workspaces. We’ve heard constant feedback from staff since the move about how this has brought them closer to departments that they previously would have had little to no interaction with.

Open plan office

There is also still the option for an enclosed workspace if needed. Throughout the site, there are solo seating areas, soundproof booths, breakout spaces with whiteboards, and meeting rooms, including our innovation hub. These give staff the option of working at their desk or going somewhere more private. For example, if they need to take a phone call, have a silent working period, or meet with suppliers or clients.


However, there’s more to these investments than just the obvious design choices. We’ve also made sure that our staff are safe and comfortable with our state-of-the-art air filtration and temperature system as well as many other finer details.


Our ground floor contains a flexible café area: the social hub of the building. This can be used for breaks, catching up with colleagues, meetings, and the furniture can even be cleared away for an event. The Fuelmate sales team uses one of the meeting rooms in this area for our daily catch-up, and you may recognise the café area from our photo of the recent collection for Ukraine!


We know that exercise and mental health are intrinsically linked, and we wanted to give our staff the means to take care of themselves after an unprecedented couple of years. As a result, we’ve also included a dedicated gym, which contains a variety of equipment that’s free for all staff to use.

Fuelmate's Gym
Our New Gym

The Fuelmate team ourselves are based on the second floor in our own lovely open plan office area which overlooks the marina. As well as our desks, we have our own booths and sitting areas, as well as a nearby auditorium-style meeting room which is perfect for presentations. There’s also, of course, a handy kitchen area which is currently working away at producing a frankly huge level of tea and coffee.

We’re proud of our new location and are delighted to be investing in our staff.

Second Floor


“Our new building offers a state-of-the-art contemporary and versatile workspace in an enviable location within a vibrant part of the city.

With people at the heart of its design, it will ensure we have a desirable workplace to retain and attract talent as Fuelmate strengthens its position as one of the largest independent fuel card providers in the UK.”


Andy Smith, Managing Director


On the third floor, we have our largest and most impressive meeting rooms. This space can either be a large conference room or split into two smaller spaces. These meeting rooms have their own dedicated kitchen area which makes this space perfect for entertaining visitors and showing off our amazing views.


Conference Room
Third Floor

Although this is the most deluxe meeting room, our new location provides plenty of space for meetings and visitors so, if your fuel card contract is coming up for renewal, why not book a meeting with us? Not only would this give you the chance to see our new site in person, but we also offer a free invoice analysis of your fuel spend and consultations on what we can do for you. Get in touch with us today!

How small businesses can save this tax year

The beginning of a new tax year has left many businesses swamped with paperwork, reviewing outgoings, and planning for another challenging and uncertain year ahead. If you’re a small business owner or manage a fleet for a small business, you will no doubt have been feeling the pinch over the past year, if not longer on the back of an unprecedented increase in operating costs.


The lifting of COVID-19 restrictions dramatically and suddenly raised demand in many industries and saw the price of many vital commodities surge. The recent rises in wholesale oil prices have also had a drastic effect on the market, especially for small businesses. There are many ways that small businesses can save money for their fleets. Here are our top suggestions:


Track your fleet data


Rising oil and fuel prices are the main topic of conversation for small businesses at the moment. Not only have they been steadily climbing, but the upfront cost for fuel is also pushing up overhead costs due to the logistical supply of all products being affected.


The best practice to employ to save some of your budget is to encourage your fleet to use as little fuel as is possible. In the first instance, this can be handled by encouraging safer and more economical driving. With telematics, you can monitor your drivers’ habits and see if anyone is increasing their fuel usage by driving aggressively, such as driving in low gears, unnecessarily braking, or harsh accelerating. You can then use these insights to train your drivers and save your fleet money.


It’s worth keeping in mind as well that simple maintenance needs, such as underinflated tyres, also use up fuel. This tax year, use your fleet data to stay on top of repairs before they become an unexpected drain.


Streamline your journeys


During the COVID-19 lockdowns, small businesses had to assess what travel was vital and what journeys could be avoided. In the past months, many of these commutes have resumed but, in the current financial climate, is worth reviewing again what travel is essential. It’s important to be economical.


For some sectors, such as freight and transport, cutting out journeys is not an option. In this case, it is instead a good idea to look at streamlining your drivers’ routes. Telematics can also provide a wealth of data to be reviewed, which can be used for assessing if your fleet is using routes that are longer than is needed.

fuelmate journey planner

Our journey planner can help you plan routes for your drivers.

With a Fuelmate account, you’ll be given access to our journey planner, which can save you fuel by reducing detours as well as advising on where you can get the best price. We offer a large array of cards with access to sites both along the UK motorways as well as within urban areas. We’ll advise on the perfect selection of cards for you and your drivers, giving you absolute coverage.


Review your fuel card deal

In preparation for the new tax year, you have likely been spending a lot of time pouring over invoices recently. During this time, you may have noticed a few surprises in your fuel card deal. The increased fuel cost was probably the most unpleasant factor, though not particularly a surprise. If you have a current fuel card contract, there is also the unfortunate chance that you will have seen some hidden fees added by your provider.


If this is the case, it may be time to review if your provider is the right one for you. Those working for small businesses often find themselves in roles covering multiple responsibilities when compared to their counterparts at larger companies. As such, you need a provider that is upfront with you regarding any additional costs instead of expecting you to find them in the small print during a hectic work schedule.


In terms of the fuel cards themselves, it’s always worth looking at what additional benefits you can be earning from the fuel suppliers. Most fuel providers, such as BP and Esso, offer reward schemes that provide some support to those who have a regular and consistent fuel outgoing.


At Fuelmate, there are no hidden fees hidden and we pride ourselves on being transparent about what you will be paying. We provide a free invoice analysis before you even sign up to show you what you would be spending with us and allow you to make an informed decision about your fuel solution.


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If you manage the fuel spend for a small business, and are wanting advice on your outgoings, get in touch with us today. Our priority is ensuring that you get the best fuel card solution for your business, and we are always here to offer support and advice.

Collect Nectar points with your Esso fuel card

For fleet operators, saving money where possible is a necessity. Smaller savings can soon snowball and provide significant relief from the current strain on your budget. There’s a number of ways to help reduce your fleet outgoings when looking at where you can save a few pennies, some more obvious than others.


Encouraging safer, efficient driving amongst your fleet has been proven to cut down on fuel costs, which one of the reasons why telematics are such a prudent investment for businesses. Planning routes, with a tool such as our state-of-the-art journey planner, will reduce avoidable detours and give you more control over your fleet.


Notably, when offering discounted rates, fuel cards can provide the biggest direct savings for fuel costs. In addition, many fuel cards also have options to earn rewards which can help offset the increasing cost of fuel by reddening points for other business consumables. BP has BP rewards, Shell has the Shell Go+ app, and the Esso card offers the ability to earn nectar points.


What are Nectar points?

Nectar points are a well-known loyalty scheme used by a variety of retailers including Sainsbury’s, British Airways, and Argos.


Nectar points are earned when customers make purchases at these participating retailers. They can be spent on various rewards such as travel, hotels, or even your weekly shop. These can be redeemed either in participating stores or through the Nectar website.


In 2019, Nectar paired with Esso to allow users of Esso fuel stations to collect Nectar points when filling up their vehicles or making purchases in store.


How do I collect Nectar points with my Esso fuel card?

With your Esso fuel card, you can earn every time your drivers refuel. They’ll be able to collect 1 Nectar point per litre of fuel whenever they use an Esso fuel station. This excludes Esso fuel stations with a Tesco Express shop attached.


As well as earning rewards, collecting Nectar points can be used to directly save your fleet money. With 300 Nectar points, you can save 5ppl on fuel. If you redeem this on a larger refill, this can lead to a substantial saving.


To collect Nectar points when topping up, make sure to either present your Nectar card when paying. Alternatively, you can use the Esso app to pay. If you don’t currently have a Nectar card, apply for one today to start earning.


Why use an Esso fuel card?

With an Esso fuel card, as well as receiving our customer focused service, you’ll have access to thousands of fuel sites across the entirety of the UK. We have two Esso fuel card options available, both of which provide excellent coverage: the Esso Card and the Esso Truck Fuel Card.


As Esso is partnered with BP and Shell, the Esso card gives you access to over 3,400 refuelling sites. This card is best suited for fleets with mixed vehicles needing higher access across the UK. It offers a pump-based pricing model for both petrol and diesel purchases. This allows those on the road to remain aware of what they are spending when they refuel.


The Esso Truck card covers over 1,200 sites, including over 190 HGV sites, which is perfect for fleets operating larger vehicles. This card offers an often-discounted fixed weekly rate for diesel purchases, which you will be notified of on a Friday for the following Monday, allowing you to plan your fleet spend with ease.


If you’d like to talk about Esso fuel cards, give us a call today. We can assess your current fuel spend for free and let you know if Esso fuel cards are right for you.

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